ICSE Class 10 Insurance — Mock Test (2027)
Free online mock test for Insurance (ICSE Class 10 Commercial Applications) — 10 competency-based questions based on the latest CISCE 2027 syllabus, with instant marking. Try the samples below, then take the full test free.
What to expect: This mock test covers key concepts from the Insurance chapter — including application-based and competency-focused questions aligned with how ICSE actually sets the paper.
Tip: Attempt without notes first to identify gaps, then review explanations for any wrong answers. Retake after a few days for best retention.
Sample questions
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1.Identify the principle of insurance based on the given information: 1. Both parties must truthfully disclose material facts affecting the policy's terms. 2. Any significant misrepresentation by the insurer or insured can invalidate coverage.
- A.Subrogation
- B.Insurable Interest
- C.Utmost Good Faith
- D.Indemnity
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2.Identify the principle of insurance based on the given information: 1. The insured property is covered by two different policies. 2. Each insurer must pay an equitable share of the total claim, preventing double recovery.
- A.Insurable Interest
- B.Utmost Good Faith
- C.Contribution
- D.Subrogation
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3.Which of the following benefits is typically included in 'Group Health Insurance'?
- A.Retirement benefits for employees
- B.Coverage for employees’ medical expenses and dependents
- C.Incentives for achieving performance targets
- D.Life insurance for retired employees
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4.Identify the principle of insurance based on the given information: 1. The insured must stand to gain financially from the continued existence of the asset. 2. The insured suffers a measurable loss if that asset is destroyed.
- A.Utmost Good Faith
- B.Mitigation of Loss
- C.Insurable Interest
- D.Indemnity
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5.The Principle of Indemnity in insurance ensures that the insured:
- A.Receives compensation exceeding the actual financial loss
- B.Is compensated only for the actual financial loss incurred
- C.Can claim multiple times for the same loss
- D.Is exempt from paying premiums after a claim
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