ICSE Class 10

ICSE Class 10 Insurance — Mock Test (2027)

Free online mock test for Insurance (ICSE Class 10 Commercial Applications) — 10 competency-based questions based on the latest CISCE 2027 syllabus, with instant marking. Try the samples below, then take the full test free.

What to expect: This mock test covers key concepts from the Insurance chapter — including application-based and competency-focused questions aligned with how ICSE actually sets the paper.

Tip: Attempt without notes first to identify gaps, then review explanations for any wrong answers. Retake after a few days for best retention.

Sample questions

  1. 1.Distinguish between Life Insurance and General Insurance.
  2. 2.Mr. Vijay took life insurance for ₹50 lakhs. He passed away due to an accident, and his family filed a claim. The insurer found that Mr. Vijay had disclosed all facts truthfully at the time of purchasing the policy. Will Mr. Vijay's family receive the claim amount?
    • A.No, because life insurance claims are never honored.
    • B.Yes, because he upheld the principle of utmost good faith.
    • C.No, because the insurer always denies accident claims.
    • D.Yes, because the policy amount was very high.
  3. 3.Which key insurance term refers to the legal principle that requires the insured to disclose all material facts truthfully to the insurer?
    • A.Utmost Good Faith
    • B.Mitigation of Loss
    • C.Indemnity
    • D.Contribution
  4. 4.An organization provides medical insurance covering employees and their dependents. Which type of benefit does this represent?
    • A.Group Health Insurance
    • B.Group Life Insurance
    • C.Provident Fund
    • D.Pension
  5. 5.Mr. Smith wants to insure a car owned by his neighbor because he believes it might be profitable if the neighbor crashes. The insurance company denies coverage. Which principle of insurance is the company applying?
    • a.Subrogation
    • b.Indemnity
    • c.Insurable Interest
    • d.Contribution

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